All marketing material and intellectual property on this site is copyright protected by IMS New Zealand Pty Ltd, Trading as Don’t Stress About Money. Any breach of the copyright will result in legal action. PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. All users of this site agree that access to and use of this site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.
The entire content included in this site, including but not limited to text, graphics or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of IMS New Zealand Pty Ltd. The collective work includes works that are licensed to IMS New Zealand Pty Ltd. Copyright 2003, IMS New Zealand Pty Ltd ALL RIGHTS RESERVED. Permission is granted to electronically copy and print hard copy portions of this site for the sole purpose of placing an order with IMS New Zealand Pty Ltd, or purchasing IMS New Zealand Pty Ltd products. You may display and, subject to any expressly stated restrictions or limitations relating to specific material download or print portions of the material from the different areas of the site solely for your own non-commercial use, or to place an order with IMS New Zealand Pty Ltd or to purchase IMS New Zealand Pty Ltd products. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this site is strictly prohibited, unless authorized by IMS New Zealand Pty Ltd. You further agree not to change or delete any proprietary notices from materials downloaded from the site.
All trademarks, service marks and trade names of IMS New Zealand Pty Ltd T/A Don’t Stress About Money used in the site are trademarks or registered trademarks of IMS New Zealand Pty Ltd
This site and the materials and products on this site are provided “as is” and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, IMS New Zealand Pty Ltd disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. IMS New Zealand Pty Ltd does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. IMS New Zealand Pty Ltd does not make any warrantees or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.
IMS New Zealand Pty Ltd shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if IMS New Zealand Pty Ltd has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.
In the event that a IMS New Zealand Pty Ltd product is mistakenly listed at an incorrect price, IMS New Zealand Pty Ltd reserves the right to refuse or cancel any orders placed for product listed at the incorrect price. IMS New Zealand Pty Ltd reserves the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, IMS New Zealand Pty Ltd shall issue a credit to your credit card account in the amount of the incorrect price.
These terms and conditions are applicable to you upon your accessing the site and/or completing the registration or shopping process. These terms and conditions, or any part of them, may be terminated by IMS New Zealand Pty Ltd without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.
IMS New Zealand Pty Ltd may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to IMS New Zealand Pty Ltd.